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Investment Goal Calculator

Model the long-term growth of your investment portfolio with precision. Enter your initial capital, annual contributions, and expected return rate to project your future wealth — or work backwards to find the return rate or time horizon required to reach a specific financial target. Built for individuals planning their path to financial independence.

📊 How to use this calculator
FV
Future value — Enter your initial investment, annual return & duration to see what your portfolio grows to.
%
Annual return — Set a target amount & timeline; the calculator finds the return rate you need to hit it.
⏱
Duration — Set a target & return rate; see exactly how many years it takes to reach your goal.
Contribution schedule — Customise how much you invest each year. Override any individual year by editing its value directly.
Scenarios — Save up to 3 plans, compare them side-by-side, then export to PDF.
Inflation adjustment
% / yr

Future value

$0

Total gain

$0

Total invested

$0

Return on investment

0%

Initial investment Contributions Investment gains
Contribution schedule
Portfolio value